The loans are run by Good Sheppard Microfinance and are usually available through various providers at 60 places across Queensland.
Queensland Council of personal Service (QCOSS) ceo Mark Henley stated the mortgage programs must be more accessible.
"It is an application sustained by the local government which has to do more to help make yes individuals, especially in local Queensland, access it," he stated.
"Living affordability is getting tougher and tougher, and payday loan providers are becoming more advanced in how they market and target individuals вЂ” it is become an amazing issue."
Ms Marshall-Pierce said the local government needed seriously to expand the mortgage community to steadfastly keep up with need, and resource community centres better presently providing the loans.
"It is not pretty much geographic spread, it really is about shoes on a lawn to own those face-to-face conversations with individuals that are in pecuniary hardship and the ones who possess their finest interest in mind вЂ” they will not discover that when they head to a payday lender," she said.